Today is my hubby's 31st birthday! I have booked my mom to babysit Julie so that Carlos and I can go out on a date. I can't wait! I'm going to get all dressed up for a night out with my man ;)
Julie is amazing! The last 2 nights, she has slept for 8 hours - wow! I couldn't ask for a better baby! :)
I went to the bank yesterday and set up an RESP for Julie. For any babies born after 2004, the government contributes at least 20% of how much you contribute (could be up to 40% based on your income). So, that is too good of a deal to pass up on! A minimum 20% return on your investment plus whatever return you get on the money invested (ours is invested in a specific mutual fund called the "Target 2025 fund" which means for the first several years is it invested in mostly equity (high risk, but high potential for return) and then as it matures, it slowly decreases the portion of equity and increases the portion of guaranteed funds so that by close to the time you need the money, it is invested very low risk. Right now we are just starting with a low monthly amount, but we can always increase it when we have more money. And if we have any more children, we can add them to the same plan too.
Today I am making phone calls to try to get some estimates to have our soffit, fascia, and eaves replaced on our house. It will be an expensive thing to have done, but it is long overdue and we figured now would be the time to do it with the new "2009 Home Reno Tax Credit". We are also flirting with the idea of upgrading our kitchen... but again, an expensive job. We will definitely price things out though.
2 comments:
Happy birthday to Carlos! :D
I was thinking of you the other day and wondered if you ever miss sleeping in, but it sounds like you are getting some good rest now. :)
How's the new car?
You know, I have not been feeling very sleep deprived at all. I really expected it to be more difficult. The first week was rough, where I was averaging 3 hours of sleep per night, but since then, it's been great! So no, I don't really miss sleeping in. Some mornings I do sleep in with Julie right beside me :)
The new car is awesome! It has been named Yoda and Carlos drives it to work most days, but I get to drive it on the weekends and days when I have a lot of errands to do :)
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